Auto Insurance

Auto Insurance services in Hickory NC insuranceInsurance Coverage For Your Car or Truck

Jeff Kincaid Insurance in Hickory NC insures all makes and models of cars and trucks, both foreign and domestic. Whether you are looking for just the minimum amount of coverage or you are looking to insure your vehicle to the fullest, there is always an option for you.

Collision Insurance coverage

This type of coverage protects your vehicle and pays for the damages sustained to your vehicle in an accident. There is generally a deductible that comes with this type of insurance and that can be as little as $100 or it can reach upwards of $1,000.

Comprehensive coverage

Comprehensive insurance covers damage to your vehicle other than damages sustained in a collision: glass breakage, fire, theft, vandalism, hail damage, falling objects and hitting an animal. Comprehensive insurance has a deductible that must be paid by the policy holder.

Liability Insurance Coverage

Auto liability insurance protects the insured against financial loss because of legal liability for automobile-related injuries to others or damage to their property by an auto.

Bodily Injury

This type of coverage protects drivers from having to pay for types of personal injury expenses suffered as the result of an accident. Including hospital stays, rehabilitation, and funeral expenses in the event of a death. Should an accident prevent a driver from working, lost wages will also be paid under personal injury coverage.

Uninsured/Underinsured Motorist Coverage

There are a lot of uninsured and underinsured motorists on the road. Should one of these drivers hit your vehicle, the chances of you seeing any compensation without this kind of coverage are very slim. Uninsured/Underinsured motorist coverage protects drivers from other motorists who have little or no insurance.

At Jeff Kincaid Insurance, there are several factors that go into helping us decide on the best option for each individual customer. In addition to our coverage plans, we also offer the following options:

  • High-risk driver insurance policies
  • Classic and Antique Car insurance
  • Recreational Vehicles and Campers insurance
  • Roadside assistance and Towing


Safe driving records make it possible for discounts to apply, regardless of what kind of coverage you choose. There are a multitude of discounts available including defensive driving discounts. Also, if your vehicle is equipped with certain safety features, your premium could also see a decrease in price. There are other discounts available as well; give us a call to see how we can help lower your rates.

At Jeff Kincaid Insurance, our goal is to protect you should any kind of accident occur. The best in auto/car and truck insurance coverage is at your service with Jeff Kincaid.